Consumers who had been affected by the Equifax data breach finally got their access codes for free for one year of credit monitoring.
The free service is offered through Experian, one of the three largest credit reporting firms. If you were one of those 147 million people affected by the 2017 breach and filed a claim, you should activate your promotional code.
Credit monitoring services cannot safeguard against the development of leaked information about you, but they can notify you in real-time of any significant change in your information or damaging inquiries made on your credit rating with your name.
Financial Gym CEO Shannon McLay believes that if someone is eligible for four years of free monitoring by Financial Gym, they ought to take the service.
How To Activate Equifax Account
Assuming you would like an opening for an article on how to activate an Equifax account:
Equifax is a credit reporting agency that provides credit reports, credit scores, and other financial information.
To sign up for the Equifax plan:
Step 1: Log In To The Equifax Website
- Go to http://myservices.equifax.ca/prem, enter your activation code in the Activation Code box, and click Submit.
- Click Sign up now.
- You’ll be automatically redirected to the sign-up page.
Step 2: Fill Out The Personal Information Form
- Fill out the Personal Information form.
- If you’ve lived at your current address for less than 2 years, select No and enter your previous address.
- Click the checkbox next to I accept and agree to the Terms of Use and Privacy Policy.
- Click Continue.
Step 3: Fill Out The Account Creation Form
- Fill out the fields on the Account Creation form.
- You must enter an email address that isn’t associated with an active Equifax profile.
- Click the checkbox next to I accept and agree to the Terms of Use and Privacy Policy.
- Click Continue
Step 4: Submit Your Order On The Order Summary Page
- This is where you’ll see that the plan is free for the next 60 months, and then $15.95 a month after that.
- You’ll get a notice 1 month before the free service ends.
- You will not be billed automatically.
- Click Submit Order.
Some identity verification questions might be asked of you. Follow Steps 1 & 2, and then follow this instruction:
- Answer the questions and click Continue.
How To Get Equifax Credit Score For Free
Credit Karma has teamed up with Equifax to make free credit reports available through this bureau. You can see your updates weekly, and regardless of how many times you like, your reports do not interfere with your score.
Under the Fair Credit Reporting Act, you are also qualified to receive a free annual report from this credit reporting agency each year. To request a free copy of your credit reports from Equifax, visit the official link, www.annualcreditreport.com.
How Do I Unlock My Credit On Equifax
By locking and unlocking your Equifax credit report, you are in charge of your own personal credit information and how it is accessed, with certain exceptions.
Locking your Equifax credit report is an effective way to help add additional protection against unauthorized access, and stop identity thieves from opening new accounts in your name.
Equifax built Lock & Alert with the simple idea that consumers should be able to easily access their credit report, for life, and at no charge.
Equifax’s personal credit responsibility is essential, and Lock & Alert helps empower you to get control of your financial situation.
Lock & Alert will show you the current version of your Equifax Credit Report. If your Equifax credit report is locked or unlocked using another product, Lock & Alert will display your credit report in that status when you sign into it.
However, you will receive alerts only when you’re notified of changes in the lock unlock status of your Equifax credit report if you make the status changes using another product.
If you have a security freeze on your Equifax credit report, you can use Lock & Alert to disable the freeze and lock your Equifax credit report.
You can manage a security freeze by creating my Equifax account or calling us at (888) 298-0045. Read more articles on activateenter.